Wise International Money Account
Whether you're paying overseas suppliers, receiving international payments, or spending abroad, Wise helps you move and manage money across multiple currencies without relying on traditional banks
What this is
Building an ecommerce business often means your money crosses borders—even if you don't.
You might pay a supplier in China, receive revenue in USD, subscribe to software in EUR, or travel to meet manufacturers. Wise is a multi-currency money account that lets individuals and businesses send, receive, hold, convert, and spend money internationally using the mid-market exchange rate. It's designed to make international payments simpler and more transparent than traditional banking.
Who it's for
- Ecommerce founders
- Private label brands
- Importers
- Dropshipping businesses
- Freelancers working with international clients
- Businesses paying overseas suppliers
- Anyone managing multiple currencies
Requirements
- A personal or eligible business account
- Identity verification
What you get
- One account that holds and converts 40+ currencies
- Real mid-market exchange rates with fees shown upfront — no hidden markup
- An exchange rate lock for up to 24 hours, so what you're quoted is what you get
- A Wise Multi-Currency Card for spending and cash withdrawals in 215+ countries and territories without hidden fees
- Integrations with accounting software for eligible business accounts
Why this is useful
International banking can become expensive and unnecessarily complicated once your business starts operating across countries.
Wise focuses on making cross-border payments faster and more transparent. Instead of opening multiple foreign bank accounts, you can manage different currencies from one place, making it easier to pay suppliers, receive international payments, and keep track of your business finances as you grow.
Manage Money Across Borders
As your business grows beyond your home country, so do your financial needs. Wise helps you send, receive, convert, and manage international payments from one account, making it easier to work with suppliers, customers, and partners around the world.